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Creditors may ask you for most of this information in certain situations, but they may not use it when deciding whether to give you credit or when setting the terms of your credit.
Not everyone who applies for credit gets it or gets the same terms: Factors like income, expenses, debts, and credit history are among the considerations lenders use to determine your creditworthiness.
What will infuriate many joint account holders is to find out that divorce decrees don't eliminate joint debt.
Being divorced for several years, I have tried my hand at online dating, experimenting with a number of different sites, and I know from experience that for someone new to the process, it can be rather intimidating and confusing.
Of course, it’s not always that simple, and there are exceptions.
Being the legal spouse of your beloved conveys important rights when it comes to medical decisions, taxes, inheritance and other important legal issues. Unsecured debt When it comes to unsecured debt such as credit card debt, joint accounts come with obligations that many users don't expect.Here’s a brief summary of the basic provisions of the ECOA.A good credit history — a record of your bill payments — often is necessary to get credit."Nothing breaks Cupid's bow like an argument over money," said Melinda Opperman, senior vice president of Springboard, a nonprofit, nationwide credit counseling and financial education organization."Our counseling sessions reveal that money is a source of conflict for many couples ...
We learned all this in Irish Central’s charming post, “How things have changed – ten things that Irish women could not do in 1970s.” And that made us wonder, what were things like for women in America before the ’70s? Until the Pregnancy Discrimination Act in 1978, women could be fired from their workplace for being pregnant. Report cases of sexual harassment in the workplace. Women could not don their running shoes until 1972!